Why Is 800-900-1382 Calling You? Understanding Penn Credit Calls

If you’ve been receiving calls from 800-900-1382, it’s likely from Penn Credit Corporation, a debt collection agency. Here’s what you need to know:

Who is Calling and Why?

Penn Credit Corporation is a collection agency often used by hospitals and other creditors to collect outstanding debts. They may be calling you for:

1. Unpaid medical bills, even for small amounts under $25
2. Other types of consumer debt (e.g., book clubs, though some users report being contacted for debts they don’t recognize)

Nature of the Calls:

Users have reported various experiences:

• Automated recordings asking for callbacks
• Frequent calls, sometimes persisting for months or even a year
• Requests to speak with specific individuals, sometimes no longer at that number
• Occasional lack of courtesy or clarity when returning calls

What You Should Know:

1. Debt Verification: Penn Credit should provide verification of the debt they’re trying to collect.
2. Credit Impact: Unpaid debts, even small ones, can negatively affect your credit score.
3. Potential Errors: Some users report being contacted for debts they’ve already paid or don’t recognize.

How to Handle These Calls:

1. Return the Call: Contact Penn Credit to understand the nature of the debt.
2. Request Verification: Ask for written verification of the debt before acknowledging or paying.
3. Check Your Records: Verify if you actually owe the debt they’re claiming.
4. Dispute Inaccuracies: If the debt is incorrect or already paid, inform them and provide proof if possible.

Your Rights:

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to:

• Request debt validation
• Dispute the debt
• Request the collector to cease contact

How to Stop Calls from 800-900-1382:

1. Communicate in Writing: Send a written request for validation and to cease calls.
2. Keep Records: Document all interactions with Penn Credit.
3. File Complaints: If you believe they’re violating collection laws, file complaints with the FTC and your state’s attorney general.

Sample Debt Validation Letter:

You can send a formal debt validation letter (as provided in the user comments) via certified mail, requesting:

1. Amount of the debt
2. Name of the original creditor
3. Verification or copy of any judgment
4. Proof of their license to collect debts in your state

Remember, while Penn Credit is a legitimate company, always approach such calls with caution. Verify any claims they make, and don’t hesitate to assert your rights as a consumer.

Contact Details :

Address : Penn Credit Corp. , 916 South 14th St. , Harrisburg, PA  17104

Collections Department : (800)-900-1380

Email : [email protected]

Fax Number : (717) 238-5693

Website: http://www.penncredit.com/

800-900-1382
+1 (800) 900-1382
1-800-900-1382
800 900 1382
1 800 900 1382

Parul

Parul is an experienced blogger, author and lawyer who also works as an SEO content writer, copywriter and social media enthusiast. She creates compelling legal content that engages readers and improves website visibility. Linkedin