If you’ve been receiving calls from 800-900-1370, it’s likely from Penn Credit, a debt collection agency based in Harrisburg, PA. Here’s what you need to know:
Why Penn Credit is Calling You:
- Unpaid Debt: The primary reason for these calls is usually an outstanding debt. This could be:
- A loan you have with the company
- An overdue payment
- A medical bill (Penn Credit often collects on behalf of healthcare providers)
- Potential Mistake: In some cases, they might be trying to reach someone else. Many users report being asked for individuals they don’t know.
Nature of the Calls:
Users have reported various experiences:
- Frequent calls, often at inconvenient times like dinner
- Automated messages asking for call-backs
- Requests to verify personal information
- Sometimes, no message is left at all
Issues Reported by Recipients:
- Persistent calling without leaving messages
- Difficulty in reaching a representative when calling back
- Inconsistent information about having the caller’s number in their system
- Use of auto-dialer systems, which some claim is illegal for residential lines without consent
- Occasional aggressive or threatening behavior, especially towards elderly individuals
What You Should Do:
- Verify the Debt: If Penn Credit contacts you, ask for written verification of the debt.
- Be Cautious with Personal Information: Don’t provide personal details unless you’re certain of the caller’s legitimacy.
- Know Your Rights: Familiarize yourself with the Fair Debt Collection Practices Act.
- Keep Records: Document all interactions with the company.
- Dispute Incorrect Information: If they’re calling for someone else or about a debt you don’t owe, inform them clearly.
When we search in the google we got there website https://penncredit.com/
How to Stop Calls from 800-900-1370:
- Communicate Directly: Contact Penn Credit to discuss the situation. If it’s a mistake, request removal from their call list.
- Request Written Communication: You can ask them to contact you only in writing.
- Seek Professional Help: Consider contacting a consumer rights attorney or credit counselor if the calls persist or become harassing.
- File Complaints: If you believe they’re violating collection laws, file complaints with the FTC and your state’s attorney general.
Remember, while Penn Credit is a legitimate company, their practices have been criticized by some consumers. Always approach such calls with caution, verify any claims they make, and don’t hesitate to assert your rights as a consumer.
The number may appear in various formats:
800-900-1370
+1 (800) 900-1370
800-900-1370
1-800-900-1370
800 900 1370
1 800 900 1370
(800) 900-1370