425-643-2613: What You Need to Know About Merchants Credit Association Calls

If you’re receiving calls from 425-643-2613, it’s likely from Merchants Credit Association, a debt collection agency based in Bellevue, Washington. Here’s what you should know:

Who is Calling and Why?

Merchants Credit Association is contacting you regarding an unpaid debt. This could be:

• A debt you owe directly to them
• A debt they’re collecting on behalf of another company
• A debt they’ve acquired from another lender

Many users report receiving automated calls with vague messages about “urgent business matters” or requests to speak with specific individuals.

Nature of the Calls:

Users have reported various experiences:

• Automated messages asking to press numbers for different options
• Frequent calls, sometimes several times a day
• Calls at odd hours, including late at night
• Occasionally, calls from live representatives

Potential Issues:

Several concerns have been raised by those receiving these calls:

• Aggressive collection tactics
• Difficulty in setting up payment plans
• Calls for individuals not associated with the number
• Unclear or misleading messages, sometimes implying medical emergencies

How to Handle These Calls:

1. Verify the Debt: If you’re unsure about the debt, ask for written verification.
2. Know Your Rights: Familiarize yourself with the Fair Debt Collection Practices Act.
3. Request Call Cessation: You have the right to ask them to stop calling you.
4. Be Cautious: Avoid pressing numbers or giving personal information if unsure.
5. Seek Professional Help: Consider consulting a credit counselor or attorney if you’re being harassed.

How to Stop Calls from 425-643-2613:

• Contact the company directly to discuss the debt and potential resolutions.
• If the debt isn’t yours, inform them and request they remove your number from their list.
• Consider hiring a debt management company to handle communications on your behalf.

Remember, while Merchants Credit Association is a legitimate company, their practices have been criticized by some consumers. Always approach such calls with caution and know your rights as a consumer.

Some say the below is the Contact details  :

Address : Merchants Credit Association. P.O. Box 7416 Bellevue, WA 98008.

Website: www.merchantscredit.com

The number may appear in various formats:

425-643-2613
+1 (425) 643-2613
425 643 2613
(425) 643-2613
1-425-643-2613

Parul

Parul is an experienced blogger, author and lawyer who also works as an SEO content writer, copywriter and social media enthusiast. She creates compelling legal content that engages readers and improves website visibility. Linkedin